The world has become so small, and we have all become so interconnected, that the disaster in Japan is ready to, if it has not already, affected the rest of the globe. For the United States in particular, I have some thoughts to share about what the likely impact on our country is going to be.

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The signature line from one of my favorite movies, Law Abiding Citizen, is "you can't fight fate". I'm not a fatalistic person and certainly don't subscribe to that philosophy when it comes to living my life. But, I do believe that we all make our own luck and that luck can be something that we control depending on how we lay out the cards.

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I'm always on the lookout for the technologies that will change the way that we work, play and learn. This year, with the explosion of smart phones, it seems like one of the big applications is going to be QR codes. Like bar codes that are found on cans and boxes at supermarkets, QR codes consist of black modules arranged in a square pattern on a white background. They encode text, URLs or other data.

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There's a common misconception among consumers who want to buy real estate from a bank. Does this provide them with the best deal? Maybe yes, but maybe no. Lets take a look at the reality of the situation.

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How often has it happened to you when you call up a large company, such as an airline or a phone company that you provide their electronic telephone system a pile of information about yourself such as: your account number; your balance; your flight number or something else, only to eventually be transferred to an agent who knows nothing about your case - and then you have to start the whole process over again? It is more common than any of us would like to admit and as hard it is to understand, it happens all the time. But it shouldn't happen at all, because if we give them our phone number or our account number, shouldn't that information just transfer to the agent? It seems to me like it should but from your experience, how often does it?

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We continue our special coverage, in anticipation of the Consumer Electronics Show, which this year will be held January 6-9, 2011, in Las Vegas, Nevada. Our goal is to review products that we believe will help and advance the cause of entrepreneurs locally and around the globe. Exhibiting companies send us their products to review, and we evaluate those products for their utility, their cost, their ability to add efficiency, and for the ability of entrepreneurs to make more (or save more) money because they are using these products. And sometimes we look at products just because they add a little bit of fun to the entrepreneur's day.

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Every year, in anticipation of the Consumer Electronics Show, which this year will be held January 6-9, 2011, in Las Vegas, Nevada, we review products that we believe will help and advance the cause of entrepreneurs locally and around the globe. Exhibiting companies send us their products to review, and we evaluate those products for their utility, their cost, their ability to add efficiency, and for the ability of entrepreneurs to make more (or save more) money because they are using these products. And sometimes we look at products just because they add a little bit of fun to the entrepreneur's day.

More on Who’s Got You Covered?

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I'm regularly asked by people who get involved in our real estate syndication and capital raising program if they can simply get the forms and fill out the securities documentation on their own. I am very quick to point out this is a terrible idea and for that reason, we do not provide forms for our attendees to fill out by themselves. Some people may think I'm holding information back or that I just want the people to pay more fees for the attorney's benefit, but this is not so at all. There are several critical reasons why we don't give out forms. More on Can’t We Have the Forms?

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This morning at the health club, I ran into one of my long time friends, and I asked him if what I read in the newspaper was true. The paper reported that the bank where he is chairman was sold to a much larger institution. He confirmed that it's true, and needless to say, a bunch of his cash is going to be made available to him in the near future. I asked him what he planned to do with some of that cash, and he told me he was planning to get into the short-sale game and start finding houses that he could buy, fix, and flip — or hold – depending on the circumstances.

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